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    You are at:Home»Health»People in the US: how has the end of Affordable Care Act subsidies affected you? | US healthcare
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    People in the US: how has the end of Affordable Care Act subsidies affected you? | US healthcare

    onlyplanz_80y6mtBy onlyplanz_80y6mtJanuary 12, 2026002 Mins Read
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    People in the US: how has the end of Affordable Care Act subsidies affected you? | US healthcare
    A demonstrator holds a sign in front of the US supreme court in Washington DC on 10 November 2020. Photograph: Nicholas Kamm/AFP via Getty Images
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    Enhanced subsidies that have kept health insurance premiums affordable for millions of Americans who use the Affordable Care Act (ACA) expired at the end of last year.

    Premiums have risen sharply for at least 22 million Americans who purchased their coverage through the ACA marketplaces using the tax credits, according to research.

    We would like to speak to people affected by this. How have you managed the increase? What effect has it had on your budget in 2026? Have you made changes to your spending? Tell us.

    Share your experience

    Tell us how you and your household are affected in the form below.

    Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For alternative ways to get in touch securely please see our tips guide.

    How have you and your household been affected by expiration of subsidies, or premium tax credits?

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