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    You are at:Home»Sports»College Football Playoff, bowl projections following Week 4
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    College Football Playoff, bowl projections following Week 4

    onlyplanz_80y6mtBy onlyplanz_80y6mtSeptember 21, 20250010 Mins Read
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    College Football Playoff, bowl projections following Week 4
    Why Finebaum thinks Miami is for real this year (0:46)

    Paul Finebaum explains why he's all-in on Miami as a true championship contender. (0:46)

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    • Kyle Bonagura

      Close

      Kyle Bonagura

      ESPN Staff Writer

      • Covers college football.
      • Joined ESPN in 2014.
      • Attended Washington State University.
    • Mark Schlabach

      Close

      Mark Schlabach

      ESPN Senior Writer

      • Senior college football writer
      • Author of seven books on college football
      • Graduate of the University of Georgia

    Sep 21, 2025, 12:10 PM ET

    Week 4 did not produce any seismic upsets, but as always, there were plenty of eye-opening results that impacted the College Football Playoff picture and beyond.

    Among the games that altered perceptions were Indiana’s dismantling of Illinois, decisive wins by Texas Tech (at Utah) and Ole Miss (over Tulane), and road victories by Syracuse (at Clemson) and Michigan (at Nebraska).

    As in last season’s inaugural 12-team CFP, the five highest-ranked conference champions, plus the next seven highest-ranked teams, will make the field. Unlike last year, the four highest-ranked teams (not necessarily conference champions) will be awarded first-round byes. The other eight teams will meet in first-round games at the campus sites of seeds Nos. 5 through 8.

    From there, the quarterfinals and semifinals will be played in what had been the New Year’s Six bowls, with this season’s national championship game scheduled for Jan. 19 at Hard Rock Stadium in Miami.

    All of that is just the tip of the iceberg, though. Apart from the playoff is the 35-game slate of bowl games, beginning with the Cricket Celebration Bowl on Dec. 13.

    We’re here for all of it.

    ESPN bowl gurus Kyle Bonagura and Mark Schlabach are projecting every postseason matchup, including their breakdowns of how the playoff will play out, and we’ll be back every week of the season until the actual matchups are set.

    Jump to a section:
    Playoff picks | Quarterfinals
    Semis, title game | Bowl season

    College Football Playoff

    First-round games (at campus sites)

    Friday, Dec. 19/Saturday, Dec. 20

    Times and networks TBD.

    Bonagura: No. 12 South Florida at No. 5 LSU
    Schlabach: No. 12 South Florida at No. 5 Oregon

    Bonagura: No. 11 Texas Tech at No. 6 Miami
    Schlabach: No. 11 Indiana at No. 6 Penn State

    Bonagura: No. 10 Texas at No. 7 Florida State
    Schlabach: No. 10 Texas A&M at No. 7 Florida State

    Bonagura: No. 9 Oklahoma at No. 8 Indiana
    Schlabach: No. 9 Texas Tech at No. 8 Oklahoma

    First-round breakdown

    Bonagura: Two teams worth highlighting this week are Indiana and Texas Tech, both of which had huge wins against conference teams that were in these projections a week ago (Illinois and Utah). These games weren’t just wins, they were statements. Indiana beat Illinois by 53 and Tech beat Utah by 24.

    For Texas Tech, the win should establish the Red Raiders as the favorite in the Big 12 — a conference that will have a tough time getting two teams in the playoff. For Indiana, the road is more difficult — but it’s manageable. The only ranked teams left on its schedule are Oregon and Penn State, so if the Hoosiers hold serve in the games they’re favored in and finish 10-2, that should be good enough to get in the playoff. Of course, this appears to be a team that can go toe-to-toe with anyone, so it’s premature to write off any games as losses.

    Defensive linemen Mikail Kamara (6) and Tyrique Tucker celebrate after a sack during Indiana’s romp over Illinois. Robert Goddin/Imagn Images

    Schlabach: It was another wild Saturday, and my playoff bracket has three new teams after Illinois, Tulane and Utah were on the wrong side of blowouts.

    Texas Tech spent a boatload of cash boosting its roster this past offseason, and it paid off in Saturday’s 34-10 victory at Utah. The victory puts the Red Raiders and Iowa State in the driver’s seat in the Big 12 race, and those teams won’t play each other in the regular season. In fact, Texas Tech doesn’t face another Big 12 opponent that is currently ranked in the AP poll the rest of the way.

    Indiana’s 63-10 rout of No. 9 Illinois put the rest of the Big 10 on notice. It was the Hoosiers’ first victory over a top-10 opponent in five years, and its most lopsided win over one in school history. The Hoosiers play at Oregon on Oct. 11 and at Penn State on Nov. 8, so there won’t be any questions about their strength of schedule if they get back into the CFP for the second straight season.

    USF, which beat Boise State and Florida earlier this season, returns to my 12-team bracket. The Bulls blasted FCS program South Carolina State 63-14, and they’re my fifth conference champion after Tulane lost 45-10 at Ole Miss on Saturday. I also strongly considered Memphis, which knocked off Arkansas 32-31 at home.

    CFP quarterfinals

    Wednesday, Dec. 31

    CFP quarterfinal at the Goodyear Cotton Bowl Classic
    AT&T Stadium (Arlington, Texas)
    7:30 p.m., ESPN

    Bonagura: No. 7 Florida State vs. No. 2 Oregon
    Schlabach: No. 5 Oregon vs. No. 4 LSU

    Thursday, Jan. 1

    CFP quarterfinal at the Capital One Orange Bowl
    Hard Rock Stadium (Miami Gardens, Florida)
    Noon, ESPN

    Bonagura: No. 5 LSU vs. No. 4 Penn State
    Schlabach: No. 7 Florida State vs. No. 2 Miami

    CFP quarterfinal at the Rose Bowl Game Presented by Prudential
    Rose Bowl (Pasadena, California)
    4 p.m., ESPN

    Bonagura: No. 9 Oklahoma vs. No. 1 Ohio State
    Schlabach: No. 9 Texas Tech vs. No. 1 Ohio State

    CFP quarterfinal at the Allstate Sugar Bowl
    Caesars Superdome (New Orleans)
    8 p.m., ESPN

    Bonagura: No. 6 Miami vs. No. 3 Georgia
    Schlabach: No. 6 Penn State vs. No. 3 Georgia

    Quarterfinals breakdown

    Bonagura: The tastiest hypothetical quarterfinal matchup here is Georgia vs. Miami, which would feature Hurricanes quarterback Carson Beck against his former team. The downside is that storyline would be so dominant everyone would quickly get tired of hearing about it.

    Ohio State vs. Oklahoma looks good too, but then again that’s the whole point of the playoff. These are all enticing games.

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    Schlabach: These potential matchups would produce some intriguing storylines, with Florida State and Miami potentially meeting for a second (or third?) time. The Hurricanes have already taken down USF and Florida, and they’ll play the Seminoles on the road Oct. 4. Those teams could potentially meet again in the ACC championship game.

    Ohio State and Texas Tech have much in common in terms of spending big bucks in the transfer portal, and Oregon and LSU would be a matchup of two of the best quarterbacks in the FBS: Garrett Nussmeier and Dante Moore.

    Georgia and Penn State have played just once in the past 43 years. The Bulldogs defeated the Nittany Lions 24-17 in the 2015 TaxSlayer Bowl.

    CFP semifinals, national championship game

    Thursday, Jan. 8

    CFP semifinal at the Vrbo Fiesta Bowl
    State Farm Stadium (Glendale, Arizona)
    7:30 p.m., ESPN

    Bonagura: No. 5 LSU vs. No. 1 Ohio State
    Schlabach: No. 3 Georgia vs. No. 2 Miami

    Friday, Jan. 9

    CFP semifinal at the Chick-fil-A Peach Bowl
    Mercedes-Benz Stadium (Atlanta)
    7:30 p.m., ESPN

    Bonagura: No. 3 Georgia vs. No. 2 Oregon
    Schlabach: No. 5 Oregon vs. No. 1 Ohio State

    Monday, Jan. 19

    CFP National Championship
    Hard Rock Stadium (Miami Gardens, Florida)
    7:45 p.m., ESPN

    Bonagura: No. 2 Oregon vs. No. 1 Ohio State
    Schlabach: No. 2 Miami vs. No. 1 Ohio State

    National championship breakdown

    Bonagura: Ohio State is still the favorite on paper, but has an interesting test Saturday against Washington at Seattle, which can be a tough place to play. And Husky Stadium will surely be electric for this one. The more important game this week is Oregon at Penn State, where the winner will be well on its way to the Big Ten title game.

    Schlabach: I had all but one of my top four seeds advancing to the semifinals. A Georgia-Miami matchup in the Fiesta Bowl would be good drama, as Kyle noted in his quarterfinals breakdown.

    Oregon and Ohio State won’t play each other in the regular season, but they could certainly meet in the Big Ten championship game. They played twice last season, with the Ducks winning 32-31 at home during the regular season, and the Buckeyes flipping the script with a 41-21 victory in a CFP quarterfinal at the Rose Bowl.

    Complete bowl season schedule

    Saturday, Dec. 13

    Cricket Celebration Bowl
    Mercedes-Benz Stadium (Atlanta)
    Noon, ABC

    Bonagura: Alabama State vs. South Carolina State
    Schlabach: Jackson State vs. South Carolina State

    LA Bowl
    SoFi Stadium (Inglewood, California)
    9 p.m., ESPN

    Bonagura: Cal vs. UNLV
    Schlabach: Washington vs. UNLV

    Tuesday, Dec. 16

    IS4S Salute to Veterans Bowl
    Cramton Bowl (Montgomery, Alabama)
    9 p.m., ESPN

    Bonagura: South Alabama vs. Miami (Ohio)
    Schlabach: Western Kentucky vs. Georgia Southern

    Wednesday, Dec. 17

    StaffDNA Cure Bowl
    Camping World Stadium (Orlando, Florida)
    5 p.m., ESPN

    Bonagura: Buffalo vs. Cincinnati
    Schlabach: Northern Illinois vs. Troy

    68 Ventures Bowl
    Hancock Whitney Stadium (Mobile, Alabama)
    8:30 p.m., ESPN

    Bonagura: Southern Miss vs. Middle Tennessee
    Schlabach: Old Dominion vs. Central Michigan

    Friday, Dec. 19

    Myrtle Beach Bowl
    Brooks Stadium (Conway, South Carolina)
    Noon, ESPN

    Bonagura: East Carolina vs. Marshall
    Schlabach: East Carolina vs. James Madison

    Union Home Mortgage Gasparilla Bowl
    Raymond James Stadium (Tampa, Florida)
    3:30 p.m., ESPN

    Bonagura: Mississippi State vs. NC State
    Schlabach: South Carolina vs. Virginia

    Monday, Dec. 22

    Famous Idaho Potato Bowl
    Albertsons Stadium (Boise, Idaho)
    2 p.m., ESPN

    Bonagura: Ohio vs. Fresno State
    Schlabach: Ohio vs. Utah State

    Tuesday, Dec. 23

    Editor’s Picks

    2 Related

    Boca Raton Bowl
    Flagler Credit Union Stadium (Boca Raton, Florida)
    2 p.m., ESPN

    Bonagura: UConn vs. Northern Illinois
    Schlabach: Boise State vs. Toledo

    New Orleans Bowl
    Caesars Superdome (New Orleans)
    5:30 p.m., ESPN

    Bonagura: James Madison vs. Jacksonville State
    Schlabach: Coastal Carolina vs. Louisiana Tech

    Scooter’s Coffee Frisco Bowl
    Frisco, Texas
    9 p.m., ESPN

    Bonagura: North Texas vs. Texas State
    Schlabach: North Texas vs. New Mexico State

    Wednesday, Dec. 24

    Sheraton Hawai’i Bowl
    Clarence T.C. Ching Athletics Complex (Honolulu)
    8 p.m., ESPN

    Bonagura: Boise State vs. Arizona
    Schlabach: Hawai’i vs. Tulane

    Friday, Dec. 26

    GameAbove Sports Bowl
    Ford Field (Detroit)
    1 p.m., ESPN

    Bonagura: Rutgers vs. Toledo
    Schlabach: Rutgers vs. Buffalo

    Rate Bowl
    Chase Field (Phoenix)
    4:30 p.m., ESPN

    Bonagura: Houston vs. Maryland
    Schlabach: Baylor vs. Michigan State

    SERVPRO First Responder Bowl
    Gerald J. Ford Stadium (Dallas)
    8 p.m., ESPN

    Bonagura: Army vs. Appalachian State
    Schlabach: UCF vs. San Diego State

    Saturday, Dec. 27

    Go Bowling Military Bowl
    Navy-Marine Corps Memorial Stadium (Annapolis, Maryland)
    11 a.m., ESPN

    Bonagura: Pitt vs. Memphis
    Schlabach: SMU vs. Navy

    Bad Boy Mowers Pinstripe Bowl
    Yankee Stadium (Bronx, New York)
    Noon, ABC

    Bonagura: Duke vs. Iowa
    Schlabach: Clemson vs. Maryland

    Wasabi Fenway Bowl
    Fenway Park (Boston)
    2:15 p.m., ESPN

    Bonagura: Clemson vs. Tulane
    Schlabach: NC State vs. Memphis

    Pop-Tarts Bowl
    Camping World Stadium (Orlando, Florida)
    3:30 p.m., ABC

    Bonagura: Georgia Tech vs. TCU
    Schlabach: Georgia Tech vs. Utah

    Snoop Dogg Arizona Bowl
    Arizona Stadium (Tucson, Arizona)
    4:30 p.m., CW Network

    Bonagura: Bowling Green vs. New Mexico
    Schlabach: Bowling Green vs. Fresno State

    Isleta New Mexico Bowl
    University Stadium (Albuquerque, New Mexico)
    5:45 p.m., ESPN

    Bonagura: Utah State vs. Western Kentucky
    Schlabach: Wyoming vs. Texas State

    TaxSlayer Gator Bowl
    EverBank Stadium (Jacksonville, Florida)
    7:30 p.m. ABC

    Bonagura: Louisville vs. Alabama
    Schlabach: Syracuse vs. Alabama

    Kinder’s Texas Bowl
    NRG Stadium (Houston)
    9:15 p.m., ESPN

    Bonagura: Iowa State vs. Texas A&M
    Schlabach: TCU vs. Ole Miss

    Monday, Dec. 29

    Birmingham Bowl
    Protective Stadium (Birmingham, Alabama)
    2 p.m., ESPN

    Bonagura: South Carolina vs. Old Dominion
    Schlabach: Mississippi State vs. Pittsburgh

    Tuesday, Dec. 30

    Radiance Technologies Independence Bowl
    Independence Stadium (Shreveport, Louisiana)
    2 p.m., ESPN

    Bonagura: Baylor vs. Louisiana Tech
    Schlabach: Houston vs. Jacksonville State

    Music City Bowl
    Nissan Stadium (Nashville, Tennessee)
    5:30 p.m., ESPN

    Bonagura: Minnesota vs. Auburn
    Schlabach: Illinois vs. Auburn

    Valero Alamo Bowl
    Alamodome (San Antonio)
    9 p.m., ESPN

    Bonagura: BYU vs. USC
    Schlabach: Iowa State vs. USC

    Wednesday, Dec. 31

    ReliaQuest Bowl
    Raymond James Stadium (Tampa, Florida)
    Noon, ESPN

    Bonagura: Illinois vs. Tennessee
    Schlabach: Iowa vs. Tennessee

    Tony the Tiger Sun Bowl
    Sun Bowl Stadium (El Paso, Texas)
    2 p.m., CBS

    Bonagura: SMU vs. Arizona State
    Schlabach: Notre Dame vs. Arizona

    Cheez-It Citrus Bowl
    Camping World Stadium (Orlando, Florida)
    3 p.m., ABC

    Bonagura: Michigan vs. Ole Miss
    Schlabach: Michigan vs. Texas

    SRS Distribution Las Vegas Bowl
    Allegiant Stadium (Las Vegas)
    3:30 p.m., ESPN

    Bonagura: Nebraska vs. Utah
    Schlabach: Nebraska vs. Cal

    Friday, Jan. 2

    Lockheed Martin Armed Forces Bowl
    Amon G. Carter Stadium (Fort Worth, Texas)
    1 p.m., ESPN

    Bonagura: Kansas vs. Navy
    Schlabach: Kansas vs. Rice

    AutoZone Liberty Bowl
    Simmons Bank Liberty Stadium (Memphis, Tennessee)
    4:30 p.m., ESPN

    Bonagura: UCF vs. Missouri
    Schlabach: BYU vs. Missouri

    Duke’s Mayo Bowl
    Bank of America Stadium (Charlotte, North Carolina)
    8 p.m., ESPN

    Bonagura: Syracuse vs. Vanderbilt
    Schlabach: Duke vs. Vanderbilt

    Holiday Bowl
    Snapdragon Stadium (San Diego)
    8 p.m., Fox
    Bonagura: Notre Dame vs. Washington
    Schlabach: Louisville vs. Arizona State

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